Why get your health insurance quote from Healthinsurance-quotes.com ?
Healthinsurance-quotes.com partners with numerous well know quality health companies, agencies and agents in your area who strive to provide you "Affordable Health Insurance Plans" that are to designed to fit both your needs and budget. Through these partnerships we can provide consumers the most affordable and "lowest cost - best value" health insurance quotes available in all 50 states from the highest quality carriers.
These companies are providing coverage to family, individual, the self employed, college students, child or children only and many hard to place situations with the very best of coverage. Receive a "Fast - Friendly - Free" health and medical insurance quote online or with the personal help and assistance of a knowledgeable and experienced representative who can provide answers to all of your questions as well as help you through the application process. With the national implementaion of ObamaCare otherwise known as The Affordable Care Act it is more important than ever to get your quote through a licensed agent who knows how to navigate the complexity of the government required plans.
Affordable Health Insurance
If you are seeking an affordable healthcare quote, individual health plan quotes, family medical plan quote, self employed healthcare quotes, small employer medical plan quote, college student health insurance quotes, dependent only health insurance quotes, child only health insurance, COBRA recipient health insurance, or visiting from another country we have medical insurance programs designed specifically for your situation and consideration.
Most of the plans being quoted are plans available with the convenience of being purchased online as well as in paper form to provide you the choice that best fits your needs. Keep in mind that most carriers are now moving to or have moved to online applications for the green value as well as the efficiency of the application process. As we are now in to the implementation of The Affordable Health Care for America Act (or HR 3962) signed into law in 2010, It will become more and more likely that the use of online applications will become predominate.
Many of Obamacare's provisions which are numerous have already been enacted. In 2013-2014 the rest of the program starts and continues to roll out until 2022. During and after this period We will continue to offer free health care quotes to all U.S. residents. If you like your plan, you can keep it. Americans who like their health insurance can keep it until 2015 at which point all non-grandfathered health plans must meet the requirements of the ACA or be switched to a new plan.
There are 10 Essential Health Benefits that all qualified health insurance plans must include, these are the following benefits:
1) For children only, vision and dental services
2) Pregnancy and baby care
3) Hospital stays
4) Emergency services
5) Lab tests
6) Outpatient services, such as doctor visits or tests done outside a hospital
7) Prescription drugs, including generic and certain brand-name drugs
8) Preventive and wellness services, along with those that help people manage chronic conditions. This includes chiropractic care.
9) Rehab and habilitative services, those that help people recover from an accident or injury and those that help people with developmental issues.
10) Mental health and substance abuse services, including behavioral health treatment
-Also Easier to understand insurance coverage explanations.
-No lifetime benefits limits or total annual limits.
-Guaranteed acceptance with no exclusions for pre-existing conditions
-Premiums will not vary with health or gender
-Certain exclusions apply to health plans with grandfathered status.
The variety and quality of health insurance programs available to you are Major Medical, PPO's (known as preferred provider organizations), HMO's ( health maintenance organizations), Health Savings Accounts (HSA's), Short Term Medical also known as Temporary Health Insurance for those in between jobs, or needing a shorter time period of coverage, College Student Plans, Medicare Plans, Medicare Advantage Plans, Medicare part D if your turning 65 or at a Medicare open enrollment period, Risk Plans if you have been rated or declined and International Medical plans when you are visiting or traveling outside of you country of citizenship.
We offer Cheap Health Insurance Quotes in all of the States listed below: California, New York, Texas, Florida, CA, NY, TX, FL, Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, Delaware, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana,Main, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming, AL, AK, AZ, AR, CO, CT, DE, GA, HI, ID, IL,IN,IA,KY,LA,ME,MD,MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA,RI,SC,SD,TN,UT,VT,VA, WA, WV, WI, WY.